Sarfras

International Mutual Funds For Global Diversification – Day 18

Investing in international markets offers a wealth of opportunities to diversify your portfolio, reduce risk, and gain exposure to growth opportunities outside your home country. International mutual funds provide an easy way to tap into global markets, enabling investors to benefit from the performance of foreign economies, industries, and companies. However, like any investment, international mutual funds come with their own set of risks and challenges.

In this blog post, we will explore international mutual funds, their benefits, risks, and why they should be considered as part of a diversified investment strategy.

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Liquid Funds for Short-Term Parking : Day 16

When it comes to investing, one of the most crucial factors that every investor considers is the investment horizon—how long the money will be invested. While long-term investments are ideal for building wealth, short-term investments play an equally important role in managing temporary funds, emergency savings, or idle cash that needs to be parked somewhere safe.

In this context, liquid funds offer an ideal solution. Liquid funds are short-term debt mutual funds that provide a low-risk investment option for those looking to park their money for a brief period. In this blog post, we will explore the concept of liquid funds, their benefits, and why they are considered a great choice for short-term parking of funds.

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Gilt Funds: Investing in Government Bonds : Day 15

Gilt Funds: Investing in Government Bonds

Gilt funds, a type of debt mutual fund, are popular among Indian investors for their relatively low risk and stable returns. They invest exclusively in government securities (G-Secs) with varying maturities, offering a reliable investment avenue for those seeking safety and steady income. In this comprehensive guide, we’ll explore gilt funds in detail, including their features, benefits, risks, and suitability for investors in the Indian context.

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Fixed Maturity Plans (FMPs): Day 14

Fixed Maturity Plans (FMPs) are a unique type of mutual fund designed to offer predictable returns with minimal risk. As a close-ended debt-oriented investment vehicle, FMPs have gained popularity among Indian investors for their tax efficiency and stable performance.

In this blog, we’ll dive into the details of FMPs, exploring their features, benefits, risks, and why they may be a smart addition to your investment portfolio.

What Are Fixed Maturity Plans (FMPs)?

FMPs are close-ended mutual fund schemes that invest in fixed-income securities like corporate bonds, government securities, commercial papers, and certificates of deposit. These funds have a fixed tenure, typically ranging from one month to five years, and are designed to mature on a predetermined date.

Unlike open-ended funds, FMPs can only be subscribed to during the New Fund Offer (NFO) period and cannot be redeemed before maturity, except through stock exchanges where they are listed. Read more